Stellar accounts, not opaque custody
Each user maps to a real Stellar account with issued-asset balances. Prism can sponsor reserves and fees so users never manage XLM manually.
Prism Earn · preview POC
This page previews the target Earn experience. The deposit, bridge, and allocation flows are not live yet — scroll to the Stellar sandbox below for the working testnet integration (wallet, balances, payments).
Stellar-native product
Prism Earn is designed around Stellar account reserves, trustlines, issued assets, path payments, and sponsorship. The integration demonstrates each layer with live Horizon reads and real transaction building.
Each user maps to a real Stellar account with issued-asset balances. Prism can sponsor reserves and fees so users never manage XLM manually.
Bridged deposits settle as Circle USDC on Stellar — the same settlement asset Etherfuse and Stellar DeFi expect.
USTRY and future markets are Stellar issued assets with trustlines. V1 avoids custom Soroban bond contracts.
USDC → USTRY allocation uses Stellar path payments and/or Etherfuse ramp orders, surfaced as a simple Earn market.
Stellar operation map
Sponsor creates user account when needed
Opt in to USDC and USTRY issued assets
Swap settlement USDC into USTRY on Stellar
Prism sponsor pays fees so users stay XLM-free
Work in progress
Public tracker aligned with the Prism Stellar architecture doc. This shows what is shipped, what is actively being built, and what remains private production work.
Done
Live in the public demo or packages.
In progress
Active engineering in this integration.
Planned
Next milestones after current WIP.
ux
Freighter, xBull, and other wallets via Stellar Wallets Kit on testnet.
account
Live testnet balances, funding state, and recent transaction history.
account
Build, sign, and submit native XLM payments through Horizon.
bridge
Typed CCTP V2 vs NEAR Intents routing with interactive deposit quotes in the demo UI.
account
Maps live account state to Stellar reserves, trustlines, USDC settlement, and USTRY position requirements.
yield
Live mainnet Horizon path queries for Stellar DEX allocation into Etherfuse USTRY.
account
Build and wallet-sign changeTrust XDR for Circle USDC and Etherfuse USTRY targets.
account
Wrap inner Stellar transactions so Prism can sponsor fees without user XLM.
account
Derive stable Ed25519 paths, hash Stellar XDR, and attach MPC signatures.
yield
Swap Stellar USDC into USTRY and surface positions inside Prism Earn.
yield
Index stablebond balances and redemption state for portfolio display.
bridge
Deposit from Prism EVM wallet without installing a Stellar wallet.
Step 1
Start from the user's regular Prism EVM wallet. Native Stellar wallet connect remains available for Stellar-native users.
Step 2
Route EVM USDC into Stellar settlement through CCTP V2 where possible, or NEAR Intents for broader chain and asset coverage.
Step 3
Swap Stellar USDC into Etherfuse stablebonds and show the resulting position inside Prism Earn.
Etherfuse bond selection
Prism Earn surfaces Etherfuse stablebonds as simple yield markets, starting with USTRY and expanding into multi-currency sovereign exposure.
United States
US Treasury stablebond
Dollar-denominated tokenized treasury exposure from Etherfuse, designed as the first Prism Earn market.
Mexico
Mexican treasury stablebond
Future local-currency sovereign exposure for users seeking diversified RWA yield.
Brazil
Brazilian treasury stablebond
Planned expansion into Brazilian sovereign yield through Stellar settlement rails.
Europe
European bond exposure
Euro-denominated stablebond access for multi-currency RWA strategies.
Bridge layer WIP
Typed route selection for CCTP V2 and NEAR Intents. Production orchestration stays private; this module proves the routing model and quote surface.
Selected rail
Canonical native USDC burn-and-mint route for supported Circle domains.
Settlement
arbitrum USDC → USTRY
ETA
Demo estimate for grant review UI.
Next step: wire this quote into private backend orchestration and live CCTP / NEAR Intents providers.
Yield layer WIP
Read-only mainnet Horizon query for the allocation step: how Stellar USDC moves into Etherfuse USTRY through the Stellar DEX path payment graph.
Settlement asset
USDC:GA5ZSE...K4KZVN
Target stablebond
USTRY:GCRYUG...ATMYWC
No paths returned for this amount. Try a different USDC input.
Production allocation combines this Stellar path payment model with Etherfuse ramp orders where needed. The demo proves we are building against real Stellar liquidity paths, not mock yield numbers.
EVM-first access
The target flow uses the user's existing Prism EVM wallet while NEAR Chain Signatures enables non-custodial Stellar execution behind the scenes. Users should not need Freighter or xBull for the mainstream Earn path.
Account model WIP
Engineering surface for the EVM-first path: derive a stable Stellar Ed25519 account path, hash unsigned XDR, and prepare the MPC signature payload NEAR Chain Signatures will sign.
Paste a valid unsigned testnet XDR to inspect the Chain Signatures signing payload.
Strategy layer
DeFindex aggregation can sit on top of the stablebond route once the core Stellar settlement and Etherfuse allocation flow is live.
Native Stellar sandbox
This testnet module is for Stellar-native users and engineering validation. The main Prism Earn path remains EVM-first.
Live Stellar testnet demo
Connect a supported Stellar wallet, create a testnet account with Friendbot, read balances through Horizon, sign a proof, and submit a payment transaction.
Wallet
Connect a Stellar wallet to continue.
Account
Network: testnet
Selected wallet
Sign a proof to verify ownership.
Earn readiness checklist
Each step maps to a real Stellar requirement: reserves, trustlines, issued-asset balances, and stablebond position.
Account + minimum reserve
Create the Stellar account via Friendbot or sponsored createAccount in production.
changeTrust
Opt in to Circle testnet USDC before receiving bridged settlement USDC.
Issued asset balance
Await CCTP / NEAR Intents settlement into Stellar USDC.
changeTrust for Etherfuse asset
Production uses mainnet issuer GCRYUGD5...; Etherfuse can bundle claim + trustline via ramp API.
pathPaymentStrictSend / Etherfuse ramp
Allocate USDC into USTRY via Stellar path payment or Etherfuse order flow.